$1* Buys $100,000

Globe Life Insurance

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Life Insurance for Adults

Life Insurance for Children

Select Your Product:

Adult Life Insurance

Children's Life Insurance

Adults + Children

Or call: 1-800-742-6785

Choose Your Coverage:

$5,000
$10,000
$20,000

$30,000
$50,000
$100,000

$5,000, $10,000, $20,000, $30,000, $50,000, $100,000

No Medical Exam —
Simple Application
No Medical Exam —
Simple Application
Free Quote—Apply Online

No Waiting Period Full Coverage The First Day
Fast Approval Process Full Coverage The First Day—Fast Approval Process

Monthly Rates As Low As: $3.49 for Adults
$2.17 for Children or Grandchildren

Customer Reviews

14,327 Google reviews 4.2 out of 5 stars

5 out of 5 stars Gecolia — 3/17/2026
Staff was very friendly, understanding and helpful. My concerns were handled in a timely manner.
5 out of 5 stars Sabrina — 12/12/2025
Fast and friendly customer service!
5 out of 5 stars Anonymous — 10/14/2025
The rep was great and explained everything clearly. She even helped me with the forms I needed to change beneficiaries. Good experience all around. I have had this policy over 10 years and never had a problem - seems to be a great company.
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5 out of 5 stars Anonymous — 9/10/2025
The customer service representative that I spoke with was very helpful. He sent the forms I needed by email, took a few minutes everything was handled.
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5 out of 5 stars Willie — 5/28/2025
I must admit, customer service is excellent. The agents are so polite and professional and eager to answer any questions you have. I'm glad I chose Globe Life
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5 out of 5 stars Latonya — 5/25/2025
I will highly recommend globe life. I had no problem when it came to filing my insurance claim.
5 out of 5 stars Lucy — 3/25/2025
My experience with Globe Life was very good. I was upset and crying but the lady was patient and understanding. She answered my questions while offering me comfort. I felt that she went above and beyond her job.
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5 out of 5 stars Jim — 1/22/2025
In talking with the Globe Representative about my policy I found her to be very knowledgeable and forthcoming with information about the various benefits and options open to me with my policy or any change that would apply on acquiring a new one. She was easy to understand and spoke in a tone with much clarity so that I could comprehend which was very appreciated! "Thank you"!
[Read more...]

$1^* BUYS $100,000

Life Insurance for Adults

Buy direct from the comfort of your home! It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.

Buy direct from the comfort of your home! Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.

Life insurance that fits your budget Choose the right coverage amount to fit your monthly expenses.

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$1^* BUYS $30,000

Life Insurance for Children

Take the first step towards a financial head start for your child or grandchild Your child’s policy builds cash value for the future.

Benefits never canceled or reduced Once approved, your benefits will never be reduced or canceled regardless of changes in age, health or occupation as long as the premiums are paid on time.

Rates are guaranteed to stay the same for life The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.

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Globe Life is rated A (Excellent)

Globe Life is rated A (Excellent)** by A.M. Best Company based on their latest analysis of Globe Life's financial strength, management skills and integrity.
(rating as of 11/25)

Globe Life is Rated A (Excellent)

Globe Life And Accident Insurance Company is rated A (Excellent)**.

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How To Be Responsible About Life Insurance

It's unfortunate that it takes a tragedy to think about things like life insurance, but many people avoid it because of its somber and unpleasant tone.

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Life Insurance Companies Offer Protection

Life Insurance companies offer protection. Many are offering attractive options for consumers who want to protect their dependents.

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The Importance of Life Insurance

There are many good reasons for purchasing a life insurance policy. Most come to realize owning life insurance is very important to ensure a sense of security.

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Top 5 Things You Need To Know About Life Insurance

Life insurance is something that many people think about, but often procrastinate on purchasing. Learn the 5 things you absolutely need to know.

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Why You Need To Talk About Life Insurance

No one likes to discuss their own mortality. However, when it comes to important things like life insurance, we have to get over our taboos.

Learn More

Monthly Rates Juvenile rates are for the following states: AK, AZ, CA, CO, DE, GA, HI, IA, IN, KY, MA, ME, MI, MN, MO, MS, ND, NE, NH, NV, OH, TX, VA, VT, WA, WI, WY
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.28	$5.98	$7.67	$11.05
1-4	$2.88	$4.86	$6.84	$8.82	$12.78
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-12	$3.60	$6.30	$9.00	$11.70	$17.10
13-17	$4.20	$7.51	$10.81	$14.11	$20.72
18-21	$4.55	$8.19	$11.83	$15.48	$22.77
22-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates Juvenile rates are for the following states: AL, AR, CT, DC, FL, ID, IL, KS, LA, MD, MT, NC, NJ, NM, NY, OK, OR, PA, RI, SC, SD, TN, UT, WV
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.64	$6.52	$8.39	$12.13
1-4	$2.77	$4.69	$6.57	$8.44	$12.18
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-14	$3.68	$6.45	$9.23	$12.01	$17.56
15-19	$4.20	$7.51	$10.81	$14.11	$20.72
20-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates For Females Adult rates are for the following states: AR, AZ, FL, IA, ID, IL, IN, KS, KY, LA, MD, MI, NC, NM, NV, OH, TX, UT, VA, WV
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$1.99	$2.82	$4.46	$6.11	$9.41	$13.54	$17.68
21-25	2.32	3.37	5.48	7.59	11.79	17.05	22.32
26-30	2.92	4.35	7.23	10.10	15.86	23.04	30.24
31-35	3.57	5.47	9.27	13.07	20.67	30.17	39.67
36-40	4.22	6.63	11.45	16.28	25.92	37.98	50.04
41-45	5.07	8.17	14.36	20.55	32.95	48.44	63.92
46-50	6.39	10.54	18.85	27.16	43.78	64.54	85.32
51-55	7.70	13.00	23.61	34.21	55.42	81.93	108.45
56-60^†	9.34	16.14	29.74	43.35	70.56	104.57	138.58
61-65	11.47	20.28	37.89	55.50	90.71	134.73	178.76
66-70	14.50	26.19	49.58	72.96	119.75	178.21	236.68
71-75	19.17	35.38	67.81	100.24	165.10	246.16	327.22
76-80	26.38	49.72	96.41	143.11	236.49	353.21	469.94
81-85‡	39.49	75.99	148.99	221.99	367.99	550.49	733.00
86-89‡	54.49	106.99	211.99	316.99	526.99	789.48	1,051.97

Monthly Rates For Males Adult rates are for the following states: AR, AZ, FL, IA, ID, IL, IN, KS, KY, LA, MD, MI, NC, NM, NV, OH, TX, UT, VA, WV
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$2.22	$3.71	$6.69	$9.68	$15.65	$23.11	$30.58
21-25	2.86	4.81	8.71	12.62	20.43	30.19	39.94
26-30	3.49	5.91	10.75	15.60	25.28	37.38	49.48
31-35	4.16	7.10	12.98	18.86	30.62	45.31	59.99
36-40	5.12	8.81	16.17	23.54	38.28	56.70	75.11
41-45	6.40	11.11	20.51	29.92	48.73	72.24	95.76
46-50	8.10	14.18	26.34	38.50	62.83	93.23	123.64
51-55	10.12	17.91	33.49	49.06	80.21	119.14	158.08
56-60^†	12.94	23.16	43.60	64.03	104.90	155.99	207.09
61-65	17.02	30.84	58.49	86.14	141.44	210.55	279.67
66-70	22.99	42.24	80.73	119.23	196.23	292.48	388.73
71-75	31.92	59.54	114.79	170.04	280.54	418.66	556.79
76-80	41.90	79.46	154.59	229.72	379.98	567.81	755.64
81-85^†	57.99	111.99	219.99	327.99	543.99	813.98	1,083.98
86-89^†	81.99	161.49	320.49	479.49	797.49	1,194.99	1,592.50